Motorcycle accidents involve the unique
provisions of Insurance Law. It is important to know your legal
rights and contact a lawyer if you have been seriously injured in a
motorcycle accident.
Your insurance company will need
information to grant you your benefits, you need to immediately
notify the company of a potential underinsured or uninsured motorist
claim or those benefits could be lost. Additionally, often your own
insurance policy may cover an accident which did not even involve
your vehicle. You will need to consider and assess the coverage of
several policies, including that of the Defendant.
Knowledge of insurance is of particular
value to passengers who are injured in others' vehicles. A proper
insurance analysis for your case will involve consideration of
several policies, covering not only medical bills and lost wages,
but ultimate coverage for residual damages, disability, past and
future lost earnings, pain and suffering, disfigurement, and loss of
quality of life. Most often, some combination of insurance benefits
is employed to best suit your case.
It is imperative that motorcycle accident
victims understand that the other driver's insurance company, as
well as your company may have interests that are adverse to your
own. You should not speak to any representative from any insurance
company without first consulting with an attorney.
Once the case has been accepted by an
attorney, the lawyer will take steps which will help prove liability
(who was at fault) and maximize your results. First, the lawyer
moves to "freeze" and preserve the evidence which may disappear in
time. This evidence may include photographs of damage to the
vehicles, roadway conditions and skid marks, as well as witness
statements
